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Let to Buy

Let to Buy

A "Let To Buy" mortgage works by allowing you to borrow money to buy a new home to move into, while your existing residence is let out to tenants.

Even during this time of increasing house prices it can sometimes be very difficult to sell your home and the pressure of moving either due to a job change or not having sufficient room for the family means that a move has to be sorted out quickly.

One way of overcoming this problem is to rent out your current property and buy another one to live in using a Let to Buy Mortgage, We can get you up to 95% mortgage* on your new home at very competitive rates .

We also have self-certification options available at 85% and 90%.

OVERALL COST FOR COMPARISON IS 7.2% APR - ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. RATE CORRECT AS OF 28/03/2008.

*Higher lending charges may apply.

The Financial Services Authority may not regulate let to buy mortgages.

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We normally do not charge a fee for mortgage advice however a fee paying option is available. Our typical fee is 1.5% of the loan to be arranged although the actual fee will depend upon your circumstances and may be lower. Think carefully before securing other debts against your home.Your home may be repossessed if you do not keep up repayments on your mortgage.

Professional Mortgage Services is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA).